Stateside Lending · NMLS #2567704 · Equal Housing Opportunity

DSCR Loans

Qualify on the property, not your income.

Overview

DSCR Loans

DSCR loans qualify on the property's cash flow — no tax returns or income docs. Ideal for buy-and-hold and BRRRR investors scaling a portfolio.

Get a Term Sheet Run the numbers
Program at a glance
QualificationProperty cash flow (DSCR)
Min DSCRNo minimum
LTVUp to 80%
Min credit~600
Loan size$75K – $2M+
Term30-yr fixed / ARM / IO
Income docsNone
PropertiesSFR, 2–4 unit, condo

Illustrative ranges — final terms are deal-specific. Confirm on your term sheet.

Move at the speed of your deal.

Why bring your deal to Stateside?

Mono-line lenders fund only what fits their box. We place your deal across 109+ lenders — and fund DSCR in-house — so more deals get to yes. One relationship, every deal.

Submit Your Deal