Stateside Lending · NMLS #2567704 · Equal Housing Opportunity

Privacy Policy

How we collect, use, and protect your information.

Privacy Policy

Last updated: May 11th, 2026

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

SMS Policy

By providing your phone number and consenting to receive text messages, you agree to the following terms:

  • Purpose of SMS: We may send SMS messages to provide account updates, loan process notifications, and other service-related communications.
  • Frequency: The frequency of SMS messages may vary based on your account activity or preferences.
  • Opt-Out: You may opt out of receiving SMS messages at any time by replying "STOP" to any message or contacting us directly. Message and data rates may apply, depending on your mobile carrier and plan.
  • Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
  • Confidentiality: We strive to protect your information, but SMS is not a fully secure form of communication. Do not send sensitive personal information via SMS.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include Cookies (or Browser Cookies) and Web Beacons.

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. We use both Session and Persistent Cookies for necessary/essential, notice-acceptance, functionality, and tracking/performance purposes.

Use of Your Personal Data

The Company may use Personal Data to provide and maintain our Service; to manage Your Account; for the performance of a contract; to contact You; to provide You with news, special offers and general information; to manage Your requests; to deliver targeted advertising; for business transfers; and for other purposes such as data analysis and improving our Service.

We may share Your personal information with Service Providers, for business transfers, with Affiliates, with business partners, with other users (in public areas), and with Your consent.

Retention, Transfer, and Deletion of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy and to comply with our legal obligations, resolve disputes, and enforce our agreements. Your information may be transferred to — and maintained on — computers located outside of Your jurisdiction. You have the right to delete or request that We assist in deleting the Personal Data We have collected about You, subject to our legal obligations.

Disclosure of Your Personal Data

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. Under certain circumstances, the Company may be required to disclose Your Personal Data if required by law or in response to valid requests by public authorities. The Company may also disclose Your Personal Data in good faith to comply with a legal obligation, protect the Company's rights or property, prevent wrongdoing, protect the personal safety of users or the public, and protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

CCPA/CPRA Privacy Notice (California Privacy Rights)

This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.

We collect categories of personal information including identifiers (Category A — collected), California Customer Records information (Category B — collected), internet or other network activity (Category F — collected), and sensitive personal information (Category L — collected). We obtain personal information directly from You, indirectly from You, automatically from You, and from Service Providers.

We do not sell personal information as the term sell is commonly understood; however, we allow Service Providers to use Your personal information for business purposes such as advertising, marketing, and analytics, which may be deemed a "sale" or "share" under CCPA/CPRA. California residents have the right to notice; the right to know/access; the right to opt out of sale or sharing; the right to correct; the right to limit use and disclosure of sensitive personal information; the right to delete; and the right not to be discriminated against for exercising these rights.

To exercise any of these rights, California residents may contact Us by email at info@statesidelending.com. We will respond to verifiable requests within 45 days (extendable once by an additional 45 days where reasonably necessary).

"Do Not Track" (CalOPPA)

Our Service does not respond to Do Not Track signals. Some third party websites do keep track of Your browsing activities; You can set Your preferences in Your web browser to inform websites that You do not want to be tracked.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us.

Links to Other Websites & Changes to this Policy

Our Service may contain links to other websites that are not operated by Us; We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites. We may update Our Privacy Policy from time to time and will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, You can contact us by email at info@statesidelending.com.

Stateside Lending LLC · NMLS #2567704 · Residentially licensed for primary & secondary mortgages in CA, CO, FL, GA, MI, NC, OH, TN, TX & WI. Equal Housing Opportunity. This is not a commitment to lend or extend credit; all loans subject to credit approval.