Answers to the questions we hear most. Don't see yours? Just ask.
Both. On the investor side we fund DSCR in-house and broker everything else — hard money, fix & flip, bridge, new construction, and commercial — across our network of 109+ lenders, so you get the whole market. You're never sent away empty-handed.
Nothing. Quotes and pre-approvals are free and carry no obligation.
Often the same day, once we have your basic information.
It depends on the loan — VA and USDA can be 0% down for eligible borrowers, FHA as low as 3.5%, conventional as low as 3–5%. We'll match you to the right option.
There's no single cutoff — different programs have different requirements and we have options across a wide range. A quick, no-pressure conversation is the best way to find out.
Yes. Beyond standard programs, we offer bank-statement and Non-QM options that qualify you on real cash flow.
Conventional, FHA, VA, USDA, jumbo, refinance, cash-out, HELOC, construction, and bank-statement/Non-QM. Investors can see our Commercial & Investment side.
Residentially licensed for primary & secondary mortgages in CA, CO, FL, GA, MI, NC, OH, TN, TX & WI. Company NMLS #2567704.
Yes — we never collect your SSN or financial documents through the website. Your full application happens in our secure, encrypted portal.
An initial quote conversation doesn't require a hard credit pull, and we'll always tell you before any step that could affect your credit.