Low-down-payment paths and a team that explains every step.
Buying your first home is a big deal. We make it simple, jargon-free, and pressure-free — from pre-approval to closing day.
Not sure this is the right fit? We'll compare it against every option — in-house and across 109+ lenders — and tell you straight.
Talk to an expert| Down payment | As low as 3% (0% on VA/USDA) |
|---|---|
| Assistance | Down-payment assistance may be available in your area |
| Credit | Varies by program |
| Education | Some programs require a homebuyer course |
Guidelines shown are general program parameters and can vary by borrower, property, and investor requirements — ask us about your specific scenario. Not a commitment to lend.
Often far less than people expect: 3% down on conventional, 3.5% on FHA, and 0% on VA/USDA for eligible buyers. Down-payment assistance may reduce that further.
Grants or second loans that help cover your down payment and/or closing costs. Availability changes by area and program — ask us what's currently open for you.
No. Different programs fit different credit profiles. Tell us where you are and we'll map the best path.