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Sylvia “Syl” Scharnow

LOA

Syl Scharnow specializes in a high-touch, consultative lending experience, leveraging three decades of operational mastery to ensure seamless closings. By blending technical expertise with white-glove service, she transforms complex mortgage hurdles into clear, integrity-driven paths to homeownership. Syl’s relationship-first approach provides the strategic guidance and transparent communication necessary to turn a major financial milestone into an empowering success for every family she serves.

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With over three decades of mastery across every phase of the mortgage lifecycle, Syl Scharnow provides the high-level expertise and steady guidance needed to navigate today’s complex lending environment. Whether you are purchasing your first home or looking to strategically leverage your current equity, Syl’s deep operational knowledge ensures a seamless, integrity-driven experience from application to closing. Her unique “360-degree” perspective allows her to anticipate challenges before they arise, giving you the confidence to make one of life’s most important financial decisions with ease.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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