Stateside Lending · NMLS #2567704 · Equal Housing Opportunity

Construction Loans

Build or renovate, then finance.

Overview

Construction Loans

Financing to build new or substantially renovate — with a clear draw schedule and a team that keeps it moving.

  • New build and major renovation
  • Defined draw schedule
  • Construction-to-permanent options
  • Hands-on file management
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Best for

Buyers building or heavily renovating a home.

Not sure this is the right fit? We'll compare it against every option — in-house and across 109+ lenders — and tell you straight.

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At a glance

Program guidelines

TypeNew build or major renovation
DrawsFunds released on a defined draw schedule
ConversionConstruction-to-permanent options available
DocumentationPlans, budget, and builder details

Guidelines shown are general program parameters and can vary by borrower, property, and investor requirements — ask us about your specific scenario. Not a commitment to lend.

Benefits

Why buyers choose it

  • Finance a new build or major renovation
  • Defined draw schedule keeps the project moving
  • Construction-to-permanent options avoid a second closing
Things to consider

Know before you go

  • More documentation up front (plans, budget, builder)
  • Timeline depends on the build
FAQ

Common questions

What is construction-to-permanent?

One loan that funds the build and then converts to your permanent mortgage — avoiding a second closing.

Let's get you home.