Stateside Lending · NMLS #2567704 · Equal Housing Opportunity

Jumbo Loans

Larger loan amounts, competitive terms.

Overview

Jumbo Loans

When the home price exceeds standard conforming limits, our jumbo options — in-house and across our network — keep terms competitive.

  • Loan amounts above conforming limits
  • Competitive jumbo pricing
  • Primary, second home, investment
  • Flexible documentation options
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Best for

Buyers of higher-value homes.

Not sure this is the right fit? We'll compare it against every option — in-house and across 109+ lenders — and tell you straight.

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At a glance

Program guidelines

Loan sizeAbove your county's conforming limit
Down paymentTypically 10%+
CreditGenerally strong credit profiles
ReservesOften required
OccupancyPrimary, second home, or investment

Guidelines shown are general program parameters and can vary by borrower, property, and investor requirements — ask us about your specific scenario. Not a commitment to lend.

Benefits

Why buyers choose it

  • Finance higher-value homes above conforming limits
  • Competitive jumbo pricing through our network
  • Flexible documentation on some programs
Things to consider

Know before you go

  • Stricter credit and reserve requirements
  • Usually a larger down payment than conforming loans
FAQ

Common questions

What makes a loan a 'jumbo'?

Any loan amount above the conforming limit set for your county. We'll tell you the threshold for your area.

How much do I have to put down on a jumbo?

It varies by program and profile — often 10%+ . We'll match you to the sharpest structure.

Let's get you home.